Watch FMovies. As a child, Frank McKlusky watched his daredevil father "Madman" McKlusky become comatose in an ill-fated motorcycle stunt. Now as a risk-avoiding adult, he lives with his parents and always wears protective gear. When he suspiciously loses his partner on the job, Frank must become a master of disguise, take a sexy new partner and grab evidence to bust up the biggest insurance scam going!